Monday, December 23, 2019

Essay about Equality Diversity - 2717 Words

NCFE Level 2 Certificate in Equality and Diversity Unit 4: Living in Diverse Communities Assessment You should use this file to complete your Assessment. ï‚ · The first thing you need to do is save a copy of this document, either onto your computer or a disk ï‚ · Then work through your Assessment, remembering to save your work regularly ï‚ · When you’ve finished, print out a copy to keep for reference ï‚ · Then, go to www.vision2learn.com and send your completed Assessment to your tutor via your My Study area – make sure it is clearly marked with your name, the course title and the Unit and Assessment number. ------------------------------------------------- 1. Describe a range of appropriate investigative methods that can be†¦show more content†¦3. Using one (or more) of the methods you outlined in Question 1, describe the range of services and agencies that exist within your local community to support diversity. Sheffield City Council are introducing a range of projects to empower residents, to improve social justice, a fair deal for all communities, equality of opportunity and to get things right first time for the customers and to be a city where everyone can achieve their full potential North East Community Assembly Plan for Southey Ward for 2011-13 Using funding from this year’s ward budgets we will pay for ï‚ · Community Chest and small grant funding for local voluntary, community and faith organisations – up to  £10,000 is available this year due to the devolved small grants budget allocation ï‚ · Funding for community festivals and Christmas switch-on events Southey ward will benefit from projects which have been proposed for the Assembly area as a whole ï‚ · Sponsorship for 5 Alive newsletter to cover the ward - but there is no fundingShow MoreRelatedDiversity And Equality And Diversity1852 Words   |  8 PagesDiversity tends to be established by people from different spheres of life including different ethnicities, cultures, and social settings. It allows individuals to appreciate and understand the interdependence of culture, the environment in which people are living, and humanity. Diversity also helps individuals to build alliances and unity despite having a difference regarding their beliefs, religion, and culture. It helps one to recognize and appreciate that people are born different regardingRead MoreEquality and Diversity2900 Words   |  12 Pagesand is made up of 5 Parts. Name: Part 1: Understanding equality This section will help you to evidence Learning Outcome 1: Know the meaning of equality |Learning objective |Place in Assessment | |1.1 Define the following terms: |Question 1 Page 1 | |Equality Read MoreEquality and Diversity2238 Words   |  9 Pages1. What is meant by diversity? Diversity means differences and variations, within in people for example different races, beliefs, physical appearances, age, capabilities, customs and gender and class. 2. Describe the community you live in. Highlight some of the variations you may observe in terms of: †¢ Interests †¢ Beliefs †¢ Ages †¢ Lifestyles †¢ Personal, social and cultural identities. The community I live in is very diverse, I live among various different cultures and lifestylesRead MoreEquality and Diversity2601 Words   |  11 PagesRunning Head: EQUALITY AND DIVERSITY 1 Equality and Diversity: A New Approach to Gender Equality  Policy in the UK Gender Studies 30th April 2011 EQUALITY AND DIVERSITY 2 Abstract The United Kingdom is a country that claims to be intolerant towards gender discrimination and at ease with diversity of all kinds. It believesRead MoreEquality and Diversity2575 Words   |  11 Pageswill demonstrate my understanding of equality and diversity as a key approach to policy and practice within my setting. I will make reference to current legislation such as equal pay act, disability discrimination act, sex discrimination act and equality act. Other areas of discriminatory practice I will discuss are language and terminology, stereotyping and attitudes in relation to children and young people. I will explore anti discriminatory practice and diversity that is within the everyday role ofRead MoreEquality, Diversity, and Democracy1348 Words   |  6 PagesJustice and Equality Cannot Coexist, For When One is Achieved the Other is Infringed Upon: Equality, diversity, and democracy are the three components that America claims to revolve around, but unfortunately lacks. America is a nation filled with envy, rage, and such preposterous behaviors and actions. Since the founding of the nation, to the present of America, and according to the predicament of the future, this territorial notion that America abides by is slowly corrupting the nation. SinceRead MoreManagement Of Equality And Diversity1117 Words   |  5 Pagesmanagement of equality and diversity in own area of responsibility. The table below highlights the observations and evaluation that I have conducted for the implementation of the University’s launch of the Equality Diversity Framework. The observation includes suggested actions and a timeframe on areas where I could influence or have responsibility and authority to change. The University implementation plan was to deliver the strategy through the development of a strategic equality and diversity frameworkRead MoreEquality Diversity Inclusion1538 Words   |  7 Pages1.1 Explain what is meant by. Equality Equality is treating people fairly and making sure that everyone is given a fair chance and that their individual needs are met. It’s about giving all sections of the community equal access to employment, education and other services that are provided whilst valuing and respecting them. Recognising that different sections of the community require specific measures to make sure they receive equality. Recognising how and why some groups are underrepresentedRead MoreEquality and Diversity Essay3406 Words   |  14 Pagesstratification (Parsons, 1970). Whilst complete societal equality may be unattainable, Equal Opportunities (EO) policies aim to ‘reduce the gap. Inequality takes different forms and there is much theoretical debate regarding which grouping variables, such as gender or age, are important. There exist three key notions of ‘equality of opportunity’: formal, liberal and radical. The former two are minimalist concepts, concerned principally with e quality of opportunity - the ‘beginning’ of the process. ConverselyRead MoreEquality and Diversity in Childcare9428 Words   |  38 PagesEducation course. One of the modules is Equality and Diversity in Childcare. For this exercise I will explore equality and diversity concepts as relevant to Irish Society. Analyse approaches to diversity education including, assimilation, multicultural, intercultural and anti-bias. Explore equality and diversity terminology; including prejudice, discrimination, racism, sexism and abelism etc. Examine current legislation on Equality and Diversity, to include Equality Legislation, the UN Convention on the

Sunday, December 15, 2019

Course Syllabus Free Essays

Finance Course Description A study of the financial forms of business organization, with special attention to the corporation and its advantages and disadvantages; capital stocks and bonds; budgeting; dividend policy; failure and reorganization; financial accounting; and cash Rationale This course Introduces the student to the role of the corporate finance manager In both raising and using funds. It highlights the usefulness of knowing tax, law, accounting, Investment principles, and the mathematics of finance. L. We will write a custom essay sample on Course Syllabus or any similar topic only for you Order Now Prerequisites Junior status II. Required Resource Purchase Disclaimer: The above resource provides information consistent with the latest research regarding the subject area. Liberty university does not necessarily endorse specific personal, religious, philosophical, or political positions found In this resource. Ill. Dilation Materials for Learning A. Computer with basic audited output equipment B. Internet access (broadband recommended) C. Microsoft Word (Microsoft Office is available at a special discount to Liberty university students. ) D. Financial Calculator It is strongly recommended that the student have access to a financial calculator that is capable of TV (time-value of money), NP (net-present value), and AIR (internal rate of return) calculations. The Texas Instrument BAA II Plus series is an excellent solution. IV. Measurable Learning Outcomes upon successful completion of this course, the student will be able to: A. Interpret and analyze financial statements for the measurement of liquidity, profitability. How to cite Course Syllabus, Papers

Saturday, December 7, 2019

Abortion and Writing Professor Hyde free essay sample

Technical and Business WritingProfessor Hyde The Advantages of Abortion? For many years, abortions have been performed and so has the controversy over abortion. Today, I have decided to write about the advantages of having an abortion. Some may argue that there are no advantages to having an abortion, but that’s what makes this topic such a debatable one. Abortions have been performed since the 1800’s. Not until the infamous decision of Roe v. Wade that abortions became legal medical procedures. It was also the year the United States Supreme Court recognized abortions as part of women’s civil rights. To the average person whether male or female, abortion should be against the law, but I beg to differ. Abortion gives couples the option to choose not to bring babies with severe and life-threatening medical conditions to full term. Aborted fetuses contribute to medical science through stem cell research that cure diseases and re-grow lost or damaged limbs. We will write a custom essay sample on Abortion and Writing Professor Hyde or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page It’s almost like donating organs of the decease to someone alive in dire need. In cases of rape or incest, forcing a woman who was made pregnant by the violent act would cause further psychological harm to the victim. No child should be born into this world unwanted. Statistics show that unwanted children are raised in a home with no love or supervision. They become adults who commit crime and are sentenced to prison. Another reason women have abortions is they don’t have the financial resources needed to support a child. The majority of the population has Medicaid as health insurance coverage so termination of pregnancy can be free or low cost. If they decide to keep the baby and raise it, the cost to taxpayers could be in the hundreds of thousands of dollars. I chose to title my paper â€Å"The Advantages of Abortions† because your life doesn’t have to stop because you chose to end your pregnancy. Women shouldn’t feel ashamed or embarrassed because they chose a different decision than most. An unplanned pregnancy may be a burden now, but years from now it may become a miracle or joy because you had a chance to grow and mature as a person. Before you can raise a child you need to finish raising yourself first.

Saturday, November 30, 2019

The Evolution of Odysseus Essay Example

The Evolution of Odysseus Paper Odysseus first encounter with the nymph, Circe, tests his unfaithfulness as a husband. Odysseus, still early in his Journey, knows as he enters her cave that he will have to sleep with the crafty witch in order to defeat her. When he enters Circles bedroom he shows no guilt for what he is doing, but actually an eagerness to be with the nymph. -and when shed finished, then, at last, I mounted Circles gorgeous bed (10:85-86). Odysseus willingness to sleep with the nymph shows an immaturity of a young and eager man who enjoys his power and uses It for his own physical pleasure. As Odysseus continues on his Journey home, he next encounters the split of his mother. When he realizes she is dead, Odysseus Is filled with guilt and realizes how long he has been gone from the people of his homeland. My mother, dead and gone knows] whom I had left alive when I sailed for scared Trot'(11 :94-96). This realization is a turning point where Odysseus begins to think of others and not solely himself or his own personal gain. Next, Odysseus has to physically overcome two treacherous monsters, both of which are women, in order to get to in the island of Thracian. We will write a custom essay sample on The Evolution of Odysseus specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Evolution of Odysseus specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Evolution of Odysseus specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Through these endeavors Odysseus must prove himself as a leader to his fearful men as they try to combat both Scylla and Charladies. For a brief moment Odysseus regresses to his former selfish ways and Ignores the advice of Circe. But now I cleared my mind of Circles orders-cramping my style, urging my not to arm at 2:45-46). This short return to Odysseus former self proves fatal to the lives of his crew members, whom he watches die before his eyes. Of all the pitiful things Ive had to witness]this wretched my heart the 2:280-282). This event proves to be important for Odysseus because he realizes that his own selfish pride causes him to make the wrong decision and sacrifices the lives of his men. As his long Journey continues, Odysseus meets the Goddess Calypso, who forces him to stay on her island. Although he does continually sleep with the Goddess, Odysseus intentions are quite different than they were with Circe. He is forced to be with Calypso because she is taking care of him, but Odysseus has no desire to stay on the island. In the nights, true, hed sleep with her In the arching cave-he had no hat he owes his life to Calypso, but he never forgets his wife, Penelope, or his homeland. He turns down the opportunity to become a God and live forever with the beautiful Goddess and continually longs to be home with his wife. Look at my wise Penelope. Seen Tall Tar snort AT you, you, your Duty, stature . Seen Is mortal rater al and you, you never age or died Nevertheless I long-I pine, all my days-to travel home and see the dawn of my return(5:239-243). This longing for home and his wife is a major landmark in Odysseus life. He knowledgeably refuses Calypso offer, knowing that his true place and duty is at home. After leaving Calypsos island, Odysseus travels to the land of the Physicians where he meets the princess Unmusical. In this encounter, the king of Physician offers Odysseus his daughter as a bride. Ahoy could wed my daughter and be my son-in- law and stay right here with us. Id give you a house and great Although Odysseus has this opportunity to marry the young and beautiful Unmusical, he does not even hesitate in his decision to leave immediately and head for home. This shows how Odysseus has grown throughout his Journey and is no longer tempted by superficial things. When Odysseus finally reaches his homeland, he comes in contact with one of the most important women in his life, the Goddess Athena, who has been his guide throughout his long Journey. She respects Odysseus for his intelligence and his wits. Here among mortal men youre far the best at tactics, spinning yarns, and I am famous among the gods for wisdom, cunning wiles, During his adventures, Athena tests Odysseus abilities as a warrior and as a husband, giving IM help as well as obstacles to prepare for his homecoming at Troy. Through these trials Athena makes it her goal to help Odysseus mature and grow to realize that his true place is at home with his faithful wife. His final and most important encounter is with his wife Penelope, who has served as a beacon of hope for Odysseus. Throughout his Journey, the thought of her is enough to send Odysseus home even when better offers from Goddesses, nymphs, and beautiful princesses try to hold him back. True enough, Calypso the lustrous dodoes tried to hold me back, deep in her arching caverns, craving me for a husband. So did Circe, holding me Just as warmly in her halls, the bewitching queen of EAI keen to have me too. But they never won the heart inside me, never. So nothing is as sweet as a mans own country, his own parents, even though hes settled down in some luxurious house, off in a foreign land and far from those who bore him(9:33-41). By the end of his Journey, Odysseus recognizes the importance of love through Penelope long and continuous devotion, and realizes that his feelings awards the other women in the past were only physical attractions. Odysseus overcomes the confrontations with many women throughout his adventures and returns home to Ithaca a changed man. These physical and mental victories against beasts as well as goddesses force Odysseus to grow and mature from the time he leaves for Troy to the time he reaches his home at Ithaca. His odyssey as much an inward Journey as it is a physical one. The challenges he faces, often represented by women, serve as steps in this long process towards greater maturity and self- understanding.

Tuesday, November 26, 2019

The Water System Rivers, Streams and Lakes

The Water System Rivers, Streams and Lakes The amount of water flowing in a river system forms a tiny percentage of the total water. Oceans hold approximately 1370 million cubic kilometers of water, which reflect to about 97% of the Earth’s total water.Advertising We will write a custom research paper sample on The Water System: Rivers, Streams and Lakes specifically for you for only $16.05 $11/page Learn More Seventy five percent of the Earth’s fresh water is in the form of land ice while most of the remaining percentage is found in ground water. The lakes constitute about 125,000 cubic kilometers of the Earth’s water while the rest is found in soil moisture, the atmosphere and rivers, with the biosphere containing the least amount of water on the Earth’s surface. Rivers, streams and Lakes The words river and stream are used interchangeably in technical writing though they mean different things. While a river refers to a surface flow of water in a channel, the concept of a stream does not involve flow in a channel. Other terms used to signify small natural watercourses include creek, branch, burn and brook. Rivers are subjected to water loss through seepage and percolation into nearby aquifers. They also lose water through evaporation. As a result, the ability of a river or a stream to survive is dependent on the balance between water input and water loss. This paper looks at the various geographical elements of rivers, as well as, their relation to other water bodies and particulate matter. Water is in a constant cycle through various systems including river channels, ground water, lakes, soil and land ice. Oceans experience more evaporation than precipitation. As a result, the net difference of water vapor is conveyed over land, where it precipitates as rain. About 30% of the rainwater finds its way back to the ocean through river runoff and another 6% as direct discharge from ground water. Some of the rainfall is stored in other water bodies like lakes and rivers. The techniques used to compare rivers in the world involve an analysis of the size of the drainage area, the length of the main stem and the mean discharge. Research suggests that the global mean of the external runoff is approximately 0.01m3/s/km2.Advertising Looking for research paper on geography? Let's see if we can help you! Get your first paper with 15% OFF Learn More The biggest rivers in the world are also known to have high discharges. They get their water from convectional rainfall in the equatorial region, or monsoon rains that are influenced by altitude. Streams are classified as perennial, intermittent, or ephemeral. Intermittent streams can be either temporal or spatial and are mostly found in karstic areas. The ephemeral streams only flow when the ground water table is raised by episodes of heavy rainfall. During this period, they reactivate various existing outlets that are located above ground, causing heavy erosion, as wel l as, deposition of large amounts of soil and rock materials. Particulate matter in rivers Rivers run through different courses between their source and discharge. The upper course refers to the highest section of a river, which is marked by hills or mountains. The water flows steeply into the middle course, where the gradient is less steep, allowing meanders to form. The lower course is characterized by level ground, meanders, oxbow lakes and deltas as the river reaches open water for discharge. The flow of a river can be either laminar, where the water flows at low velocity, or turbulent, where the water flows at high velocity. Rivers are characterized into perennial and nons of rivers around the world Rivers have many uses to human beings and other living organisms. They also serve a significant purpose in the ecology of wetlands. Some of the most prominent rivers in the world include the Sepik River, Mississippi River, Volga River, Zambezi and Mekong River. The Sepik River is th e longest river in Guinea, with a length of 1126 km. It originates in the central highlands and drains in the sea, without forming a delta. The Mississippi River is about 3730 km long and is the largest river in North America, passing through 31 US states. It originates at Lake Itasca and drains in the Gulf of Mexico. The Volga River is the longest river in Europe with a length of 3645 km. It is a crucial river in Russia as it serves 11 of its biggest cities. The Volga River has its source in the Valday Hills and drains in the Caspian Sea. River Zambezi is the fourth largest river in Africa, extending for 3540 km from the black wetland in Zambia through Angola, Namibia, Botswana and Zimbabwe, before draining in the Indian Ocean from Mozambique. River Zambezi is a significant wildlife habitat for various animals including crocodiles and hippopotamuses. The Mekong River has a length of 4350 km, which makes it the 12th largest river in the world. The river originates in the Tibetan Pla teau and flows through China, Thailand, Cambodia and Vietnam. It has many rapids and waterfall, which limit navigation. The Ganges River is 2510 km long. It starts in the Himalayas, in India, and discharges its water in the Sunderbans delta. It serves a religious purpose for the Hindus. Danube is a significant river in Europe. It is the second longest river after Volga, flowing for a length of 2850 km. Danube marks the border of 10 European countries starting in Germany and draining in the black Sea.Advertising Looking for research paper on geography? Let's see if we can help you! Get your first paper with 15% OFF Learn More Yangtze River is about 6300 km long, which makes it the third largest river in the world, and the longest river in china. It flows from a glacier in the Tibetan plateau to the East China Sea. It serves the three gorges Dam, which is the world’s biggest hydroelectric power plant. The Nile is the longest river in the World. It extends for a length of 6650 km from east Africa to the Mediterranean. The river is a vital source of water in Egypt, which depends on the annual silt depositions for farming wheat and other crops. Amazon River is the second longest river in the world. It is also regarded as largest river in the world on the basis of its volume. The river is 6400 km long and flows through various countries in South America including Peru, Colombia, and Brazil. It then discharges into the Atlantic Ocean.

Friday, November 22, 2019

Analysis of Burger Kings Seven Incher Hamburger Advertisement

Analysis of Burger King's "Seven Incher" Hamburger Advertisement Two young teenage boys are dropped off at the mall and their parents run some errands. Armed with ten bucks each and some time to kill, the boys begin to roam the halls looking for anything they can spend their money on. While walking near the food court they catch a whiff of many different traditional foods, but what they see really catches their eye. On a banner near Burger King stands an advertisement of a wide-eyed young girl with her mouth open facing a BK (Burger King) â€Å"Seven Incher† hamburger. The text around the photo reads, â€Å"It’ll blow your mind away† in all caps. Hormones racing, the two boys know what the bulk of their money will be spent on. Companies who create advertisements for products that are essentially â€Å"a dime a dozen† will seek to publish something that sticks out. Was this method the best possible way to do so? Or might it create more problems than good for Burger King? I’m going to make the argument that BK uses sex in advertisements to target their younger male audience, rather than specifically using their products. I will do this by evaluating Burger King’s target audience, their history of advertisements, and the slogans and pictures incorporated in their messages. Method Target audience is defined as â€Å"a specific group within a larger audience†. Target audiences are used in marketing by companies who want to reach a specific demographic of people and also share specific demographic traits. Slogans are â€Å"a brief attention-getting phrase used in advertising or promotion† (Merriam Webster, 2015, 2). Companies use these to make an advertisement connect with their target audience. Analysis Burger King’s target audience when these advertisements were run was a younger male-focused group (Morrison, 2012, 1). More recently Burger King has branched out and developed newer, healthier options for their menu. However, the stereotypical â€Å"manly meat† menu that they previously sported appealed directly to their target audience. The â€Å"seven-inch burger† advertisement ran with the skinny model covered in makeup, mouth open and eyes wide, facing the burger while the written message read, â€Å"It’ll blow your mind away†. Another advertisement BK ran was the legs of a woman from the knee down, while she only wears red high heels and a Burger King crown around her ankles. Clearly, this gives the illusion that she would be wearing little but the â€Å"crown† and once again points directly to the sexual nature and overall target audience of the brand. Combine the audience with the suggestive sexual messages, and Burger King all of a sudden not selling value meals and sides but rather sexual innuendos directly aimed at their male-dominant young audience. Burger King has a history of running advertisements that have been edgy and sexually suggestive over the last 20 years. Since Burger King has a product and product line that is duplicated by many (that being the fast food and hamburger industry), they are essentially not advertising just their product and prices but instead a snapshot of what they offer combined with sex. In the advertisement with the woman wearing the BK crown around her ankles, her shoes are a dark shade of red. Red is the â€Å"most emotionally intense color, red stimulates a faster heartbeat and breathing† (Johnson, 2015, 5). The color red also â€Å"exudes a strong and powerful masculine energy† while â€Å"stimulating deeper and more intimate passions in us, such as love and sex† (Scott-Kemmis, 2015, 6). It simply was not just by chance that BK chose to place red shoes on a model with a suggestive notation attached to it, but instead a carefully constructed message aimed to maximize their p rofits for their audience. The written slogans in each individual message, while it has something to do with the products they offer, arguably has just as much to do with sexual suggestions. â€Å"It’ll blow your mind away† is a message constructed about sex, with the product in mind. â€Å"Irresistibly long beefy† is another slogan by Burger King that possesses that same double standard of fitting the product and sex. Because this message is written in all capital letters, the advertisement gives the vibe that the message is masculine and not afraid to hide the double meaning. In the advertisement that solely has the woman’s legs with the BK crown around her ankles, there are no words that appear on the publication except for a small picture of a new product they are introducing. Because there are not any words tying the picture to any specific product, it seems to be an obvious example of thinking sex first, then their overall brand. Knowing that their audience is young and male dominated, this advertisement tactic may be the best possible solution, even though morally it may seem unethical or wrong. While it may be true that sex does sell, perhaps the reason why they had to incorporate other products and target a new audience was because the food industry was not the best place to sport that idea. There is clearly no doubt that these advertisements were published with the idea of sex first and their products and brand second. Looking at the original target audience, history of print advertisements, and the written slogans on each, there is no question that their focus was tapping into the industry of their young male audience. It is safe to say Burger King thought the best way to do so was through the means of mesmerizing customers with women and sexually indicative messages.

Wednesday, November 20, 2019

Future of Comuper Networking Essay Example | Topics and Well Written Essays - 750 words

Future of Comuper Networking - Essay Example Although the current version of IP has worked well for many years, exponential growth of the Internet means that the 32-bit address space will be exhausted within 20 years. The IETF has designed a new version of IP that uses 128 bits to represent each address. The new address space is so large that it will not be exhausted for many decades to come. To distinguish the new version of IP from the current version, the two protocols are named using their version number. The current version of IP is IPv4 and the new expected version is IPv6. IPv6 retains many of the concepts from IPv4, but changes all the details. For example like IPv4, IPv6 provides a connectionless service in which two computers exchange short messages called datagrams. However, unlike an IPv4 datagram in which the header contains fields for each function, IPv6 defines separate headers for each function. Each IPv6 datagram consists of a base header followed by zero or more extension headers, followed by data. Like IPv4, IPv6 defines an address for each network connection. Thus, as in IPv4, a computer that connects to multiple physical networks (e.g., a router) has multiple addresses. However special addresses are completely changed in IPv6. Instead of IPv4's notion of network broadcast, IPv6 defines multicast and anycast (cluster) addresses, both of which correspond to a set of computers. A multicast address corresponds to a set of computers at multiple sites that are treated as single entity; each computer in that set will receive a copy of any datagram sent to the set. A cluster permits replication of services; a datagram sent to a cluster address will be delivered to exactly one member of the cluster. To make IPv6 addresses easier for people to use, the designers propose using colon hexadecimal notation, which expresses groups of 16 bits in hexadecimal, with a colon separating groups. The resulting notation is more compact than the dotted decimal form used in IPv4. Today about 6 billion people inhabit the earth. They own an estimated 350 million computers and 480 million mobile phones. The number of mobile phones and PDAs is expected to reach one billion by 2003. The reason we are quickly moving beyond the capabilities of the current protocol has a lot to do with the propagation of wireless devices and new services, as well as the subsequent of massive demand for more addressees. The very concept of computers is changing rapidly as cars, vending machines and even house hold applications follow the lead of the PC and become connected to the Internet. Each one will require its own unique address. It is estimated that within seven to ten years a single user will manage an average of 10 addresses and this number could grow higher in future. Wireless gambling, music on demand, video content and video conferencing are becoming a reality. With IPv6 every person on earth could have a million uniquely addressees and the individually locatable IP devices. With this kind of capability we could create the potential for virtually unlimited access to the Internet for variety of devises. (Techiwarehouse) Some of the benefits of IPv6 seem obvious: greater addressing space, built-in QoS, and better routing performance and services. However, a number of barriers

Tuesday, November 19, 2019

Understanding the business of fashion Essay Example | Topics and Well Written Essays - 1250 words

Understanding the business of fashion - Essay Example Understanding the business of fashion Heading into 2012, retaliating industries will face a greater challenge. Many retailers are using the concept of Internet retailing to increase purchasing power. For most of human history, clothes were handmade, often by the woman of the household, or by female servants. Those who could afford nice material and expensive designs typically indulged those desires; however, most individuals did not put much consideration into their wardrobe. The emergence of a middle class in Europe and the United States made it possible for people to take more of an interest in how they presented themselves in clothes, and patterns of popular clothes were introduced for people to copy. With the industrial revolution, it became possible for clothes to be mass?produced, but there was still a desire among many individuals to have clothes that were considered fashionable and even unique in an era when mass production was increasingly the norm. Today, with advanced technologies, manufacturers are able to of fer mass customization in fashion. Haute couture, which continues to be regulated in France, often sets the design guidelines for a particular season. Major couture houses, including Christian Lacroix, use their haute couture not only for its own sake, but also to promote ready-to-wear designs, as well. In addition, many major design houses today sell multiple brands and also multiple product lines, so that a haute couture show may also be a showcase for perfume and accessories. (Waddell 21). Competitors of Haute Culture include major retailers like the Gap, which sells clothes worldwide, and Avicsar, CatWalk Enterprises, and First Impressions. All of these companies are European based and First Impressions is situated in London. All of these companies are showing the same trends—a decrease in sales relevant to the decrease in economic status. Therefore, heading into 2012, all companies are going to need to consider new ways of selling, and the Internet could certainly open up many avenues for them. Out of the companies listed above, Gap is currently most prevalent on the Internet, and this may be the reason they are performing better than the other companies, although economic issues have hurt them. The fashion industry is a global industry (Movius n.p.). Textiles may be produced in a country such as Thailand and transported to a low-cost labor market such as China to manufacture designs that were created in Europe or the United States for sale in r etailers around the world. This globalization works to keep costs low on the manufacturing side, which increases the normal profit. However, not all of the companies listed above work in this global context, Gap again being the only one listed that does. The use of outsourcing may be a consideration for these other companies in order to increase sales. At the same time, the various fashion collections and their shows can increase demand for a particular designer's goods. As designers become better-known, customers may be willing to pay more in order to have the distinction of owning a piece by that particular designer. In this way, the price of high fashion can be driven up not by value-added, but by customer valuation of a particular brand. While some might argue that this does, indeed, constitute value-added from a marketing standpoint in the sense that branding adds value, others would suggest that this is an artificial component that does not have intrinsic economic

Saturday, November 16, 2019

The Adventures of Huckleberry Finn Essay Example for Free

The Adventures of Huckleberry Finn Essay The Setting of The Adventures of Huckleberry Finn by Mark Twain is set in the time before the civil war. This setting of is when racism and civil rights were still around. It was around the late 1800s. The state of which story takes place in is Missouri. The town that Huck Finn starts off at is called St. Petersburg which goes along the Mississippi river. Later on Huckleberry Finn goes off to an island that he is familiar to called Jason Island after he faked is death. This is when and where the story of Huckleberry Finn took place. The story Finn a Novel Matthew Olshan took place in a more modern time in Missouri. Even know it was set in a more modern time there was still racism around. Later on they end up going to California. This was the setting of both of these stories. The Plot of The Adventures of Huckleberry Finn by Mark Twain and Finn a Novel by Matthew Olshan are very similar to each other. In The Adventure of Huckleberry Finn the main character Huck Finn is trying to find a way to freedom from his irresponsible drunken father Pap. In the novel Finn a Novel Chloe is trying to find a way to freedom from her crazy mother. Huck Finn and Chloe were both kidnapped by their parents. The slave of Widow Douglas, Jim, ran away from her and Huck Finn ran into Jim on Jason Island (which is where Huck Finn ran away to after he faked his death). They both run away together to find freedom. In Finn a Novel Finn faked her own death and ran away with her grandparent’s maid Silvia to California to be free of discrimination and racism. Both stories run through some situations and get split apart, but they make it through them. That is how both of the stories plots were similar to each other. The themes of both of these stories are pretty much the same. In The Adventures of Huckleberry Finn the theme is natural life. It was not right in society that slave should be around. Huck Finn helped Jim to get to freedom after they ran away from civilization and society. When they were out of civilization the rules did not apply and made life easier for them. The theme of Finn a Novel was the same. When Silvia was working just to stay in the US without a pay was not alright. There was racism all around Silvia that was trying to deport her back to Mexico. To go to California was going to make her life better for her and her child. Both of these stories show that life can be better away from society. This is how the themes compare to each other.

Thursday, November 14, 2019

Childhood Shyness and Childrens Literature Essay -- Teaching Education

Childhood Shyness and Childrens Literature Understanding the Distress of Children Who Suffer from Shyness Almost everyone has felt shy at some point in his or her life. Feeling uncomfortable or anxious in a new social setting is not uncommon or something to be overly concerned about; however, there are many people whose lives suffer because of their shyness. Shyness can have many harmful effects on a person’s emotional and social well being (Bruch, 1999). Even though research on shyness has mainly focused on adults, shyness can be just as difficult, if not more difficult, for children. Because social and emotional development are so important during the school years as children are meeting and interacting with their peers, we see it as very important for teachers to be in tune with these types of developmental needs. Children’s literature is a great way to bring up and discuss emotional and social issues. We found some wonderful children’s books that teachers can use in the classroom to discuss shyness, how it affects people, and how to make others feel better w ho are shy. If you have ever known a truly shy child, you probably know how difficult being shy can be for that child. It can be very painful to see a shy child â€Å"desperately wanting to be accepted by other children yet not knowing what to do to gain their approval, or else too frightened to take the risk of trying to reach out to them† (Zimbardo, 1981, p. 4). A women expresses difficulty with having been a shy child: Growing up is painful at best, but excruciating for the shy. When others could not understand the reason for my lack of zest for life, I knew all along that my shyness was the real problem. I was terribly envious of anyone who seemed comfortable with people. Anyone who could express their thoughts verbally . . . (Zimbardo, 1981, p. 4). A child who is suffering from this much pain needs to be of concern. Anything that makes a child unhappy, such as being unpopular, not feeling comfortable around peers, and not being able to communicate thoughts or feelings directly, is hazardous to a person’s psychological well being (Kemple, 1995). Unfortunately children who suffer from shyness frequently go unnoticed by teachers and parents. Shy children are usually well behaved, quiet, and follow the rules they are supposed to (Zimbardo, 1981). Teachers may mistake a... ...ultz, S. (1999). Social anxiety. U.S. News & World Report, 24, 50-54. Seid, R. P. (1999). Dying of shyness. Joe Weider’s Shape, 18 (7), 42-44. Zimbardo, P. G. (1981). The Shy Child. U.S.A, Mexico, Toranto: McGraw-Hill Book Company. Zimbardo, P. G. (1977). Shyness what it is what to do about it. Reeding, MA: Addison-Wesley Publishing Company. Children’s Books Bechtold, L. (1999). Buster: The Very Shy Dog. New York, NY: Houghton Mifflin Co. Brown, R. (1998). The Shy Little Angel. New York, NY: Dutton Children’s Books. Glaser, L. (1993). Stop That Garbage Truck. Morton Grove, IL: Albert Whitman & Co. Henkes, O. (1993). Owen. New York, NY: Greenwillow Books. Johnston, M. (1996). Let’s Talk About Being Shy. New York, NY: PowerKids Press. Levete, S. (1996). How Do I Feel About Making Friends? Brookfield, CT: Cooper Beech Books. Lester, H. (1999). Hooway For Wodnay Wat. Boston, MA: Houghton Mifflin Co. Mathers, P. (1991) Sophie and Lou. USA: Harper Collins Publishers. Raschka, C. (1996) The Blushful Hippopotamus. New York, NY: Orchid Books. Wood, A. (1995). Orlando’s Little-While; A Scrapbook. New York, NY: Child’s Play International LTD.

Monday, November 11, 2019

Political Cartoon Essay

In this cartoon Luckovic shows how President Barrack Obama holds only one piece of candy only for a huge crowd of kids outside of his house. In this case the piece of candy is catalogued as a job opportunity. All the kids appear to have a worried face, doubting that they will get something for this Halloween night. On the other hand, president Obama looks like he is frustrated and not satisfied by only having this one piece of candy for all the disappointed kids.It is also good to mention that all the kids have their candy bag open as if they are expecting to receive something even though there is only one piece of candy, even though it appears that only one kid is going to be fortunate enough to receive a treat that occasion. This cartoon shows how difficult the employment situation is at the moment due to the economic recession. It also reflects on the amounts of people that has lost their jobs and are waiting for a miracle from president Obama.Obviously Luckovic is disappointed wi th the government because it has been 10 months since president Obama took charge in January and there hasn’t been a real big improvement on the economy. In the cartoon Luckovic how president Obama holds a big bowl with the purpose of showing how years ago that bowl was big because there were actually jobs available. Obama’s ears are also big and open in this cartoon, trying to demonstrate how the president is very attentive when it comes to the people.In the crowd you might see characters such as a cowboy, a football player and Mickey mouse, all of these being important economic powerhouses struggling nowadays. Another important character in the back is Santa Claus with a worried face, demonstrating how Christmas time is rapidly approaching and there is a lack of funds available that are not going to be able to fulfill people’s wishes this December. Cartoon cited Luckovich, Mike. Cartoon. 7 Oct. 2009. 27 Oct. 2009. . Valzania, Gilberto MW 7am

Saturday, November 9, 2019

Death and Plots Essay

Margaret Atwood’s â€Å"Happy Endings† is sly, sophisticated, and delightful. With a coy ease that feels so natural, she threads her story along, revealing her characters, drawing the audience into something that isn’t at all what it appears. Slowly yet intensely, she reveals the principal of plot development that she is trying to deliver to her audience. Atwood begins with just fifteen puzzling words. She breaks the rules of conventional writing by using only three sentences for the paragraph, and addresses the reader directly â€Å"If you want a happy ending, try A.† Atwood’s â€Å"A.† comes off sounding like it should be so fulfilling and charming, yet there are persistent hints of boredom and dullness. â€Å"Worthwhile and remunerative,† â€Å"stimulating and challenging,† Atwood’s choice for words is so descriptive, and yet they sound so dull. John and Mary, the main characters, fall in love at first. There is no men tion of them loving each other ecstatically throughout their lives together, or of them loving each other with abandon, or even dying in each other’s loving arms. They fall in love, yet a â€Å"challenging sex life† is not something most people would associate with being in love; an exciting or satisfying sex life would be more like it. There is very little character exposition or plot development in choice â€Å"A.† It feels as though a trap is being set, yet the purpose or when it will spring closed remains unknown. The very first sentence of Atwood’s â€Å"B.†Ã‚  smacks the audience in the face: â€Å"Mary falls in love with John but John doesn’t fall in love with Mary.† This sentence brings a grimace along with it. Uh oh, here it comes, all the ugliness associated with loving someone who doesn’t love in return. John is selfish, lukewarm in manner, uses Mary for as much as he can get out of her, with as little cost to himself as possible, and it certainly doesn’t cost him very much. Meanwhile, Mary is putting forth as much effort as John will let her, yet all her efforts don’t produce the relationship she desires. Choice â€Å"B.† is full of exposition, revealing so much so fast about the reasons John and Mary do what they do makes the characters disg usting and disappointing. Atwood makes the implied predictability of humdrum choice â€Å"A.† seem so appealing in retrospect, that she returns the main characters to it. Only it isn’t John and Mary that live happy ever after in â€Å"B,† it is John and Madge in this scenario. In â€Å"C.† Atwood writes that John is older and married to Madge. Mary is younger, and this time Mary is the one who isn’t in love with John. Mary is in love with another man (James) who is her own age. John gets his heart broken this time, and purchases a weapon. Atwood informs her audience in a very matter-of-fact manner â€Å"this is the thin part of the plot, but it can be dealt with later.† John kills Mary, James, and himself. Again the plot winds up back at choice â€Å"A.† when Madge marries Fred and time marches on. Atwood is spreading the trap open even wider now in choice â€Å"D.† She changes the operating names of the protagonists to â€Å"Fred and Madge.† The language is becoming very matter-of-fact, with simple sentences stating what happened, not why it happened, and what the end result is. Of course, the end result remains choice â€Å"A.† In an almost badgering manner, Atwood continues killing her characters. In choice â€Å"E.† Fred dies first, tragically, but not emotionally, and then Mary dies, after she completes the story line of choice â€Å"A.† of course. Atwood addresses the audience directly again, making some suggestions as to how else the story could end, if so chosen. Atwood springs her carefully built trap closed. She throws sentences and ideas directly to her audience with abandon. â€Å"If you think this is all to bourgeois†¦Ã¢â‚¬  condescendingly communicating that no matter where the audience wants the story to go, or how many stops it makes on the way, every â€Å"authentic† story ends the same way. Atwood’s pace is fast, almost as if she’s literally standing in front of an audience, ranting the words out of  her own mouth. â€Å"You’ll have to face it†¦Don’t be deluded by any other endings, they’re all fake, deliberately fake†¦the only authentic ending is†¦Ã¢â‚¬  death. What a let down, what a disappointment, how anti-climatic is that? What is the point to the exercise Atwood just performed? But Atwood isn’t finished yet. The last two sentences of Atwood’s â€Å"Happy Endings† feel as though they were written especially for aspiring writers studying the elements of fiction. She takes all of the lessons, all of the rules, all of the structure, and simplifies it all down to two sentences. I couldn’t think of a better ending to an essay about plot if I tried. Atwood’s final two sentences to â€Å"Happy Endings† go like this: â€Å"That’s about all that can be said for plots, which anyway are just one thing after another, a what and a what and a what. Now try How and Why.† Works Cited Atwood, Margaret. â€Å"Happy endings.† Literature: An Introduction to Fiction, Poetry, Drama and Writing (1983): 485-491. Morgan E. Collier Professor Melinda Hernandez ENGL1302.20150120.428724 January 30th, 2015 Outline for Short Story Essay Essay Topic: Margaret Atwood’s application of the literary device â€Å"plot† I. Introduction Possible ideas for the introduction: Describe the author’s style of writing Set the stage for the reveal at the end Thesis Statement: Atwood reveals the principal of plot development that she is trying to deliver to her audience. II. Body A. Main Point: Margaret Atwood’s â€Å"Happy Endings† is an excellent example of successful plot formation. B. Examples: 1. Atwood’s sub-section titled â€Å"A.† is gives a foundation for the rest of the story 2. Sub-section’s â€Å"B.† and â€Å"C.† are full of character exposition, conflict, and rising action, leading to the climax at the end of â€Å"C.† 3. Sub-section â€Å"D.† and â€Å"E.† are falling action following the climax in â€Å"C.† 4. Sub-section â€Å"F.† contains Atwood’s resolution III. Conclusion Reworded Thesis: She takes all of the lessons, all of the rules, all of the structure, and simplifies it all down to two sentences†¦ â€Å"That’s about all that can be said for plots, which anyway are just one thing after another, a what and a what and a what. Now try How and Why.† Other Ideas to Conclude: None. Clincher Ideas: Quote from Atwood’s â€Å"Happy Endings:† â€Å"†¦Now try How and Why.†

Thursday, November 7, 2019

Arthur MillerBIO essays

Arthur MillerBIO essays With The Death of a Salesman during the winter of 1949 on Broadway, Arthur Miller began to live as a playwright who has since been called one of this century's three great American dramatists by the people of America. The dramatist was born in Manhattan in October 17, 1915, to Isadore and Agusta Miller, a conventional, well to do Jewish couple. Young Arthur Miller was an intense athlete and a weak scholar. Throughout his youth he was molded into one of the most creative playwrights America has ever seen, without these priceless childhood experiences there would have never have been the basis and foundation for his great works. During his bright career as playwright he demonstrated extreme talent on two of his greatest pieces The Crucible and the Death of a Salesman. He has also written other powerful, often mind-altering plays: A View from the Bridge, A Memory of Two Mondays, After the Fall, Incident at Vichy, and The Price. Who could forget the film The Misfits and the dramatic special Playing for Time. Death of a Salesman was not Arthur Miller's first success on Broadway. His first plays were Honors at Dawn (1936) and No Villain (1937) which won the University of Michigan Hopwood Awards. His Death of a Salesman won the Pulitzer prize in 1949, which was another proof of his excellent talent. Miller wrote The Crucible in 1953 during the McCarthy period when Americans were accusing each other of Pro-Communist beliefs. Many of Miller's friends were being attacked as Communists and in 1956, Miller himself was brought before the House of Un-American Activities Committee where he was found guilty of beliefs in Communism. The verdict was reversed in 1957 in an appeals court. The Crucible is set against the backdrop of the mad witch-hunts of the Salem witch trials in the late 17th century. It is about a town, after accusations from a few girls, which begins a mad hunt for witches that did not exist. Many townspeople were hanged on...

Monday, November 4, 2019

Routes to learning and impact on end results on Exercise to Music Essay

Routes to learning and impact on end results on Exercise to Music courses - Essay Example One method of training is the Freestyle approach which expands horizons and develops abilities; while the second method is the Pre-choreographed approach which trains instructors to conform to the traditional method of following a pre-written script developed by others. The two different learning outcomes depend on the particular productive process that integrates training and learning in context with each other (Felstead et al, 2006: 1). The health and fitness club sector in the United Kingdom has experienced rapid growth since the early 1990s. The steeply rising popularity of the fitness sector has reached nation-wide coverage, and has now levelled off into a plateau. Fitness organisations changed their focus on to increasing the productivity of the centres that are currently functioning. Hence, the emphasis on retaining existing members is growing, and more resources are being devoted for the same purpose (Mintel, 2005). Among various initiatives is the exercise to music program which has become a standardised brand name, and leaves little allowance for instructor innovation and creativity (Felstead et al, 2006: 4). Most of the health and fitness clubs in the United Kingdom provide facilities for group training in a fitness room that is designated for the purpose, and is equipped with a music system, loudspeakers and full-length mirrors (Mintel, 2005). Whereas machine-based workouts do not follow a timetable, exercise to music is conducted to a time scale. The participants experience a wider range of vision as well as physical space in which to function. Group exercise has the additional benefit of building social bonds between participants, thus increasing fitness club attendance and helping to keep membership levels high (FIA, 2003). The Exercise to Music (ETM) class is led by an ETM instructor present in front of the class, sometimes on a platform. The instructor uses a

Saturday, November 2, 2019

Billys Method of Accomplishing His Goals in the Movie Money Ball Essay

Billys Method of Accomplishing His Goals in the Movie Money Ball - Essay Example This paper illustrates that organizational behavior is important in fostering and maintaining cordial organizational relationships. It helps in improving relations between management and the employees. Furthermore, it is important in helping the leader of the organization understand what motivates his or her employees to work in certain ways. Understanding the basis of motivation leads to the management getting things done easily and through delegation of duties. Also, the understanding organizational behavior is imperative in the sense that it helps in understanding organizational life. The different people and workers who encompass the important organization. It helps in understanding them and how they relate to the organization to ensure peaceful and meaningful coexistence. Billy uses a method that is unique in the accomplishment of his intended goals and the goals of his baseball team. This method recognizes that his team does not have the financial muscle and might to compete wi th the big financially well-off teams. Despite that fact, Billy uses a new method to study players who have been overlooked and unappreciated due to varying degrees of problems among others. The inability of the Billy’s Oakland Athletics team to acquire talent through their financial might forces him down through using other methods in acquiring the necessary talents. Billy uses a new method based on statistical analysis of players. The method was new and unheard of in the Baseball game which was started by the man Billy recruited from a meeting. The research and analytics based method helped the team to identify undervalued players from the competitive major league baseball talent pool.

Thursday, October 31, 2019

Are Gun Control Policies effective or ineffective Essay

Are Gun Control Policies effective or ineffective - Essay Example Implementing strict and effective gun control measure serves as a platform to reduce the increasing crime rate and deaths that result from firearm’s misuse. According to criminologists, intensified gun control measures focused to disarm every citizen are the solution to the recent misuse of guns and increased crime in the United States. Remarkably, the reduction of guns in the streets contributes substantially to the reduction of armed crimes and deaths. Increasing gun control does not reduce crimes by itself, but the enforcement of the law is the way forward to solve the dilemma of gun control and crime rate. Criminologists have conferee to the realistic reasoning that the absence of a gun in the hands of a criminal of angered member of the family would not result to fatality. The possession of firearms by an individual is always perceived as a factor that increases the likelihood of gun fatality. Through observations, the presence of firearms trigger the gun attack that incr eases the possibility of deaths involved in a conflict. Advocates for stiff gun control measures are contented that many lives would be saved if the government made it harder for people to own guns. There are a number of reasons behind intensified gun control measures. One of the realistic rationale on gun control lies on the fact that citizens services no military or police duties and should not thereby own riffles. The laws restrict the public from taking law into their hands. As a result, gun ownership serves more of breaking the law than ensuring personal security. Similarly, ownership of firearms by citizens’ law may not contribute to crimes directly, but has an underlying loophole for gangs to access firearms to use in criminal activity. The ban on firearms saves lives among the citizens because it deprive the victims an easy way of suicidal mission. Remarkably, ownership of gun has seen the rise of suicides committed in a country. The absence of a firearm within an angry or depressed individual may be the difference between life and death that critical point. The public is more of the side of gun control with fifty –four percent of the Americans being in su pport of strict gun control policies. While a considerable number of citizens may advocate for gun anti-control, it is evident that the public does not see possession of firearms as way to improve persona security, but as a threat to the lives of others. This has

Tuesday, October 29, 2019

Review of the article Essay Example | Topics and Well Written Essays - 750 words

Review of the article - Essay Example Devalued local currency acted as an equalizer of the combined influence of valued foreign currencies as well as the deflationary external price index. This further brought about actual depreciation in China’s economy. During this period, the Chinese economy and trade situation were developed relative to other countries that suffered from this large-scale depression. The journal argues that in the face of the severe economic situation, the central government of China carried out several policies like exposing silver export tax, giving silver export authorization to restrain exports. The enforcement of these policies played a crucial role in stabilizing the economy in the face of acute depression. However, capital control of the government was not able to significantly hold back the nature of the silver money which was profit oriented when hyped nominal. Therefore, Chinese silver price created room for speculation and the government hence only had the option of departing from the silver standard to nationalize all silver reserves3. For this reason, therefore, the central government of China had to carry later out monetary reform that suspended convertibility of silver. This financial reform also adhered to sanction standard, and it also centralized the right to issue money to three commercial banks that were controlled by the government. Since th en, the silver standard became history. Additionally, the Chinese government was strong enough to put in place laws that covered the silver standard. One of the major factors that brought controversial views of the economic performance of China was the correctness of the prewar statistics data on economics. Other scholars saw the data as being incorrect while some argued that the information was correct. Due to unstable political circumstances and frequent warfare, the work of statistic gathering was underdeveloped in China.

Sunday, October 27, 2019

Objectives and methods of Lean Manufacturing

Objectives and methods of Lean Manufacturing 1. INTRODUCTION This report is a broad introduction to Lean Manufacturing. Lean manufacturing is a group of methods which are being gradually more implemented around the world and the greater competitiveness for manufactures. This assignment report reviews the main objectives of lean manufacturing and the method of eliminating waste. The organisational, operational and human barriers that need to solve to achieve the successful lean manufacturing strategy. The challenges and problems faced by the company named Bajaj Motors in terms of quality of its process and the brief knowledge of the main approaches of lean manufacturing like Kaizen, Just-in-time, Total quality management (TQM) and Six sigma to achieve a successful organisation. 1.1 LEAN MANUFACTURING Radhakrishnan (2008) states that Lean manufacturing is a systematic phenomenon to determine and eliminate the transportation waste, waste of time, waste of human resource and other waste. In Lean manufacturing small lots are prepared and dispatch at the same time. It an aim at providing best and optimum quality through formation of the technique where in each subpart is examined before putting step further. 1.2 OBJECTIVES OF LEAN MANUFACTURING as mentioned by Alavala 2008. 1.2.1 QUALITY: Improvement in quality means elimination of number of errors. The main objective of lean manufacturing is to attain optimum level in quality without any or low fluctuation in operating cost. 1.2.2 PRODUCTIVITY: Productivity is the result of lean manufacturing because same amount of resources which were used earlier now produces better result leading to increase productivity. 1.2.3 WASTE: The other main objective of lean manufacturing is to reduce waste like waste of time, waste of efforts, waste of resources etc which will help to get higher productivity and higher profit level. 1.2.4 HELP TO KEEP IN ORDER: Lean manufacturing help to keep everything in order, which will help to find right tool at immediate situation, clean and tidy work place, economic of scale and leading to fast functioning of operations. 1.2.5 STANDARDIZED: Adopting Lean manufacturing result in standardized of resources like place for everything and everything in its right place. This makes performance of operation smooth and steady. 1.2.6 OPTIMUM UTILIZATION OF RESOURCES: Lean manufacturing aims at optimum or full utilization of resources (time, money, efforts, humans, machines etc.) full utilization in accordance to set standards of organization are always beneficial to organization. 1.2.7 THOROUGH CHEKING: Lean manufacturing involves in depth examination of the process as soon as the task is over. As a result short comings are sought out at the very first step before moving to next stage and efficiency is maintained at every stage. 1.3 REDUCTION OF WASTE: One of the most important aspects of lean manufacturing is cut down of waste or scrap as a result unnecessary flow of raw material, time, money and efforts are save thus manufacturing cost decreases and net profit increases and the ultimate goal of any concern is to achieve profit like optimising the profit and satisfying the employees working in there and thus it is very important for the organization. As lean manufacturing work on the mechanism of à ¢Ã¢â€š ¬Ã…“work for everyone and every one on the right workà ¢Ã¢â€š ¬Ã‚  if organization follows this phenomenon it would result in reduction of waste and hence could be easily achieved. 1.4 HISTORY OF LEAN MANUFACTURING: Moore (2007) demonstrate that the foundation of lean manufacturing was formed late back from 1910 when assembly line technique of ford was formed, later on a Japanese company name Toyota motors use assembly line technique of ford and many other technique which were combined together and formed Toyota production system or just in time but it was later termed as lean manufacturing which was originated in Toyota manufacturing plant. 1.5 MASS PRODUCTION: The manufacturing of the product in large quantity. It is done by using assembly line or another means of production. It is totally different from the lean manufacturing. Mass production produces in large size whereas lean production produces smaller lots just that much as market required. Mass production is a push type production whereas lean production is pull type production. 1.6 APPLICATION OF LEAN MANUFACTURING: Lean manufacturing is mainly followed in manufacturing systems as the concept is made in accordance to manufacturing concerns. Though many other business are trying to apply this phenomena but the majority of result was in negative as each organization have there own process, technique, variability, objectives etc. But while considering the competitive market business other than manufacturing are also going for lean manufacturing. 1.7 FUTURE OF LEAN MANUFACTURING: The future of lean manufacturing is very titanic (big, bright). The main reason for this is the nonstop rising of inflation rate. As we know lean aims at cutting the cost of waste so in this competitive world the organization that can cut down the waste cost will be the most feasible among all so its importance will definitely goanna rise in the future and organizations, business would be running after it. 2. CULTURAL CHANGE: Wilson (2009) states that Cultural change is the process of bringing the change in the beliefs which are deep rooted, assumptions, perception, values and shared feelings etc which influence the decision process of the organization. In short we can say that application of changes in the prevailing or existing culture leads to cultural change. Lean manufacturing bring the cultural change through the application of 5S, SIX SIGMA, KAZINE etc which change the route of the organization and lead organization to achieve optimum level goals. 2.1 EXPENSIVE: lean manufacturing is a expensive process as implementation of lean strategies in the organization involve huge expenditure example applying kazine, just in time, 5s, six sigma in organization involve stopping up of daily routine, new mindset are needed, new philosophy and so on. Moreover lean aims at reducing WASTES this process of reducing waste is also very expensive and many small industries may not opt lean. 2.2 MISSING OUT SOME OF THE TOOLS: Lean cannot be implemented successfully if their applications are missing because every different application have different set of goals and objectives which cannot be achieved by other applications like six sigma cannot substitute cell manufacturing and so on. Thus we can say that foundation for the successes of lean are lay down by the proper implementation and understanding of all its applications. 2.3 NORMAL PRODUTION: Lean manufacturing do disturb the normal production as applying lean involve setting up of entirely new procedures and application. As a result the normal production process is disturbed for some period. It may consider as a barrier because applying lean would require some time for effective performance. Till the time lean produces effective result it is considered as a barrier. 2.4 ROLE OF PERSONAL SKILLS: Lean manufacturing aims at bringing change and this change would work efficiently only when human resource involved in lean manufacturing are having some widely common personal skills. Personal skills like working in a team, working along with team, communication, problem handling etc are utmost important for people in lean manufacturing. If people of any organization lack in such personal skills than in such a condition these skill would act as a barrier for lean manufacturing. 2.5 EFFECTIVE MANGEMENT LEADERSHIP: Moyles (2006) demonstrates that Effective management leadership is very crucial for the organization as in the absence of the leadership the employee will do what they wish like moreover they may refused to achieve the goals set by lean manufacturing. Lack of leadership control in organization would led to delay in results, Delay in task operation, delay in achievement of goals. Thus an effective management control is necessary for organization otherwise it will act like a barrier. 3. CHALLANGES FACEDE BY BAJAJ (INDIA) IN ACCORDANCE TO ITS PRODUCT: Bajaj one of the leading company of two wheelers in India. Bajaj in India aims at achieving customer satisfaction. The prim motive of Bajaj motors in India is customer satisfaction first and then profit. But Bajaj motors made one wrong decision that was launching Baja pulsar200 which proved as a threat to the company soon after it was launched as customer problem with Bajaj was rising day by day and was hampering the company image. The prime challenges faced by BAJAJ MOTRS were its product named Bajaj pulsar 200. This particular product was refused by market due to following reasons: 1: Poor handling poor handing of Baja pulsar 200 was a major problem as its cutting on the curve was quite difficult and as a result it leads to many major accident and thus creating a wrong or negative image in mind regarding the product and company. 2: Start up problem which is faced by Bajaj pulsar 200 was the starting problem especially during winters as Baja pulsar 200 was not having a kick to start and itself starter was not that good. 3: The other major drawbacks faced by Bajaj pulsar 200 was its look. It dint look attractive at all infact it was bulky and dish aped. 4: uncomfortable while riding this problem was usually felt during the long ride as it seat are divided into two sections which make it more uncomfortable and inconvenient while riding. 5: Problem with gear pattern which make inconvenient for rider in shifting the gear while riding and this again lead to large number of accident of the riders. 6: The other major issue with the bike was its average its average was not that good in comparison with the other bike in the same segment. All the above mentioned problems were in accordance to manufacturing process. The impact of failure of Bajaj 200 was so powerful that the entire image of Bajaj was getting down in customer mind as a result Bajaj pulsar 200 was totally banned by Baja motors in India and new product named Bajaj pulsar 220 was added to the list. 3.1 APPROACH FOR THE REMEDIES: The best approach for the quality improvement is ISO 9000. If Bajaj would have followed this certification there would have been no reason to shutdown pulsar 200. As this certification would have sort all the manufacturing problem through quality standardization and as a result product problem would have been sort out and customer friendly product would have been made. 3.2 PERMANENT STRATEGY: In accordance to my knowledge and views Bajaj motors should permanently adopt ISO 9000 because at present products of Bajaj motors like pulsar 220, pulsar 150, pulsar 180, pulsar dtsi faces the same common problem of handling and repair which were in pulsar 200. Application of ISO 9000 would help the Bajaj motors to overcome the quality defects at manufacturing stage and moreover the standard would be set below which nothing would be acceptable by the organization thus problem would be sort out within the organization. In the other hand company will be beneficial in marketing as being ISO certified. 4. KAIZEN: Alukal et al. (2006) states that Kaizen is a Japanese concept of management. The meaning of kaizen is in it word only kai (which means change) and Zen (which means good or better) i.e. bringing in the change which is good for the organization. Kaizen is a continuous process of bringing in small small change that accounts for very big and positive results. And it is based on the phenomena that every single phase of our life need little but constant changes. 4.1 MAJOR OBJECTIVE OF KAIZEN as mentioned by Alukal et al. (2006) 1: Aims at providing world class manufacturing process is to the concern in which it is applied as change are effective only on those manufacturing concern where manufacturing process is of world class standards and in accordance to the prevailing technology. 2: Aims at improving quality improvement is the core of kaizen. According to kaizen phenomena no matter how small or big the change is but there should be a change like keeping it simple and dynamic. 3: Aims to provide job environment safe and secure. Kaizen aims at providing safe healthy and secure work climate for its employees and management. As change is effective in a place where people are supportive and environment is healthy. 4: Aims at eliminating waste, the most important objective of kaizen is to eliminate the waste (waste are the thing that things that do not add anything to the product still is the part of manufacturing process) this would enhance manufacturing process and would speed up the process moreover resources like men, money, time etc of the organization are saved and ultimately leading to the organizational profit. 4.2. JUST IN TIME: Lai et al. (2009) demonstrate that Just in time technique was developed by Toyota motors and this technique was copied at almost all manufacturing plant. JIT is a technique where in superior management is needed and large work force. Just in time technique is a phenomenon of making the raw material and finished products at the time they are needed i.e. eliminating the time lag. And it generates no substantial risk to the organization. 4.3. MAIN OBJECTIVES OF JUST IN TIME: 1: Maintain the proper stock level. It means that an adequate level of stock is maintained in the warehouses so that the holding cost and other expenses related to stock are all manageable and most importantly the need of the manufacturing concern are meet as an when needed. 2: Maintain proper or true position of inventory. It denotes that there should be no fake data recorded in the books. The data and facts recorded should denote the actual position of the stock. 4.4. TOTAL QUALITY MANGEMENT: Sashkin et al. (1993) states that Total quality management is a management phenomenon that seeks to full fill the need of the customer without compromising in quality like providing customer quality they want or better than what they want. It could be achieved with integration of quality related functions. This phenomenon is based on the concept that the set standards should be achieved and anything below the standards is not acceptable at all and anything above the set standards is appreciated. As a result no compromise is done with the product quality and ultimately the customer is satisfied as quality is set and based on the taste preference and requirement of the customers. 4.5. SIX SIGMA: Tennant (2001) demonstrates that six sigma is methodology developed by Motorola which emphasizes setting high objectives, collecting data and analyzing results to achieve the different way to reduce defects in products and services. It is important to find the appropriate method for the company to achieve the goal for quick response for the customer and increase the customer satisfaction. The requirement encouraged them to adopt either six sigma to improve process or Kaizen to reduce waste in process. However both have some limitations as a result company need to combine their strength. Six sigma focus on the quality improvement and satisfaction of the customer whereas Kaizen focus on elimination of waste which arise in process. However the Kaizen cannot put a process under statistical control and six sigma cannot increase process speed alone. 5. CONCLUSION By completing this report it is clear that the lean manufacturing play a very important role in organization. It helps to reduce waste and the process which is not necessary to reduce the production cost. It explains how to increase the efficiency of the organization.

Friday, October 25, 2019

Free Affirmative Action Essays - Affirmative Action is Reverse Discrimination :: affirmative action argumentative persuasive

Affirmative Action is Reverse Discrimination "That student was accepted because of affirmative action policies." With my first intake of the phrase, I realized that the student, whom I knew and worked with so many times, the one with such a lack of motivational ability, confidence, and ideas, was now occupying my chances towards a preferred school. "Affirmative action", I soon found out, was used by President John F. Kennedy over 30 years ago to imply equality and equal access to all, disregarding race, creed, color, or national origin. As a policy setting out to resolve the problems of discrimination, Affirmative Action is simply nothing more than a quota of reverse discrimination. Affirmative Action emphasizes prospective opportunity more towards statistical measures. It promotes the hiring and acceptance of less experienced jobs of the workforce and less able students. Sometimes the affirmative action policies forces employers and schools to choose the best workers and less privileged students of the minority, in all, regardless of their potential lack basic skills. As remarked by Maarten de Wit, an author who's article I found on the World Wide Web, affirmative action beneficiaries are "not the best pick, but only the best pick from a limited group." Another article I found, "Affirmative action: A Counter- Productive Policy" by Ernest Pasour also on the W.W.W., is one example which reveals that Duke, a very famous and prestigious university, adopted a resolution requiring each of it's department to hire at least one new African-American for a faculty position the 1993 date. More proofs of Affirmative Action in action is the admission practices at the University of California Berkeley. In the same article by Pasour, it states that while whites or Asian-Americans need at least a 3.7 grade point average through high school to be in consideration for admission in Berkeley, most minorities with much lower standards are automatically admitted. All the preferential treatment may provide a basis for employers, employees, as well as real applicable students to fight for an end to Affirmative Action. The development of more racial tensions are yet another part of the Affirmative Action policy. Tensions between blacks and whites and other racial groups at U.S. colleges are related to preferential treatment. Tensions at the workplace also deal with the toleration of race and sex

Thursday, October 24, 2019

Career Development in Insurance Sector Essay

Potential for career development in insurance sector is most vibrant topic today. One Million plus persons are working today as an employees in Insurance sector and 5 Million plus persons are associated with this sector as Agents, Consultants, Surveyors, Loss Assessors, Underwriters, Claim Settlers, Salvage Dealers, Brokers, Sub-brokers, etc etc. The growth rate in Insurance Sector is more than 20% in last 3 years. There is huge potential for development in Insurance sector. The sector is under developed and penetration of insurance is very very low in the country compared to other developing and developed countries. India is leading towards one of the strongest economy of the world by 2020 and it is international phenomenon that insurance sector always booms along with growing economy. Insurance Services are the foundation for smooth functioning of all business & commercial activities. Insurance is the backbone of overall economy of the country. For the developing country like India where growth of the economy is at double digit rate, Insurance talent is inevitable. All Industries in this scenario can be monetarily well protected from all types of catastrophic and manmade risks. Insurance is a vehicle for growth in growing economies. The whole world is looking at India as one of the giant and Asian tiger in next 8 to 10 years. All this is true. But very interesting fact of the today is that no one is aware about the exact potential of career development and opportunities in Insurance Sector. This article is dedicated to find the facts and figures about career development opportunities in Insurance Sector in India. This is an effort to enlighten and guide the readers, employees, students, stake holders to understand the facts and facets of insurance sector and how one can develop long term career in Insurance Sector. The article will review all aspects of insurance sector and discuss †¢ Opportunities for Career Development †¢ Growth potential in Insurance Sector †¢ Changing Scenario of Insurance Sector †¢ Manpower & Skill Sets Required by Insurance Sector †¢ Regulatory Changes in Insurance Sector †¢ New trends and Developments †¢ International Impacts †¢ Present Academic Scenario †¢ Available Educational Facilities †¢ Recent Educational & Academic Developments †¢ Speed and growth cycles of career enhancement in Insurance Sector †¢ Salary Packages at Entry Levels, Middle Level and Top Level †¢ How to improve Employibility and Skill Sets †¢ Career Opportunities Outside India †¢ Subsectors in Insurance for Career Development †¢ Preparing Career Development Path in Insurance Sector †¢ Challenges & Opportunities for Career Development in Insurance Sector, †¢ FAQs i.e. Frequently Asked Questions @ Career Opportunities in Insurance Sector, etc After 25 years of experience in Insurance Sector and witnessing the changing scenario of insurance sector after IRDA, I have noticed that the present and future workforce in Insurance sector is totally puzzled about the career enhancement and confused to find a road map for growth. Thousands of Career Fairs & Exhibitions across the country are covering all sectors for career opportunities like IT, BPO, ITES, Engineering, Automobile, Management, Finance, Medical, Health Care, Accounts, Law, Company affairs, etc, nobody is talking about insurance sector for career development. People believe that insurance is a small part of finance sector and it need not be cared beyond mere selling of insurance prod ucts. Unfortunately I have to state that working employees, students, parents, media, academicians, colleges, universities, top executives of insurance sector and society as a whole are not aware about the exact potential and scope of career enhancement in Insurance Sector. Working in insurance sector is always a secondary thought and society hesitate to honour career in insurance sector. Association in insurance activity is always presumed as below status career. This prejudice attitude towards insurance sector is a great harm for new entrants and career growth of current workforce. This is ironical that due to this negative attitude, the new generation is neglecting and under estimating a golden opportunity of developing gorgeous career in insurance sector. It is more unfortunate that after more than 100 years of commencement of insurance business activity in our country, the academicians, regulators and top executives in Insurance Sector have ignored the need and importance of improving the brand image of insurance sector. Growth Potential in Insurance Sector in India * Insurance is one of the fastest growing sector in India. Hardly 6 % of the population of the country has covered by life Insurance. The penetration is as low as 0.9 % in general insurance. Health Insurance has reached to merely 3 % of the population. In country like USA, where the population is @ 35 Crores, there are more than 6000 companies are engaged in insurance business. In India, population is more than 110 crores and hardly 52 companies are working in Insurance Sector. If we assume that only 50% population is insurable, still we need 10,000 companies to cater the need of 55 Crore people. Only Life Insurance sector has grown to certain extent and people say that I wish to purchase LIC policy for my car or LIC policy for stocks in my factory. Only compulsory policies of general insurance sector have been sold like motor policies and fire and industrial policies. Large number of general insurance products are not even known to the employees of general insurance companies. Thanks to electro mechanical equipments, scientific development and commercialization of medical profession, health insurance penetration has reached to 3 % of population. Still this number is very poor comparing to developed countries. Central Government has targeted Life Insurance Penetration to 40 %, Health Insurance at 30 % and General Insurance at 15 % of the population by 2030. This will create very huge potential for development in insurance Sector. The insurance business was merely 12 Billion US $ by 2000 which has reached to approximately 100 Billion US $ by 2012 and is now expected to grow 1000 Billion US $ by 2020 and 5000 Billion US $ by 2030. * Approval of Bill of 49% FDI in Insurance sector is long awaited. Once it is enacted, the number of insurance companies may rise to @ 150 to 200 in next 7-8 years. There is immense potential for insurance industry to grow. At present there are 24 Life, 27 Non Life and 1 Reinsurance, thus total 52 Insurance companies are in insurance business. Out of this, 4 companies are working exclusively as Health Insurance Companies. 334 insurance broking companies, 800+ corporate agents and thousands of banks have entered in insurance business. Third Party Administer (TPAs) Companies in Health Sector are 29 and TPAs growing in Automobile and Legal Sector. The specialized functions in insurance sector are slowly outsourced and lot many new companies will enter in this area. International insurance surveyors, loss assessors, adjuster, underwriters, claim settlers, have already entered in India and expanding their business activities. Even the world insurance and finance giants like Warren Buffet, Lloyds, Munich Re, Swiss Re, have entered in India. * Health insurance is developing as separate branch of Insurance. It is expected that the number of health insurance companies will be equal to the number of life insurance companies in near future. Bancassurance is also developing as Separate branch of Insurance. People is India have more faith in banks than insurance agents. Many banks have already entered into insurance business and lot more in pipeline. Banks find insurance as growth vehicle. At present only GIC of India is the reinsurance company in the country. But government is now thinking over allowing many more international reinsurance companies in India. In few years, we may find 5 independent branches of insurance in India as Life, General, Health, Bancassurance & Reinsurance. * India is becoming Insurance Hub of the world. Giant insurance companies from across the globe are outsourcing core insurance functions to India. IT infrastructure in the country and new generation Indian Talent are attracting world insurance business for core functions for cost effective solutions. Indian software companies are leading in this race. Even BPO in Insurance Sector is growing very fast. All this require technical and domain skills sets of Insurance functions. This IT, ITES and BPO business in Insurance Sector from outside India is expected to rise to 1000 Billion US $ by 2025 It is believed that next boom is in insurance sector. Insurance will play key role in boosting economy further. In India, next 25 years will be dominated by Insurance Sector. The growth is expected at horizontal as well as vertical levels. It will be from inside the country and from outside the country. Changing Scenario in Insurance Business in India * Insurance was strictly dominated by Agents and Development officers till 2000. But IRDA has opened up new distribution channels such as Corporate Agent, Insurance Broker, Bancassurance, Mallasurance, Online Sale of Insurance, Direct Sale, etc. These new channels are growth engines of the insurance industry. One interesting aspect of this growth is that Insurance Sector is heading towards SERVICING from merely Selling. The mantra of â€Å"Sell it and Forget it† is now converting as â€Å"Service & Retain Client†. This requires Core insurance knowledge and not merely Selling Expertise. * The commission rates of insurance agents are slowly getting downward trend. The servicing of client is now taken care by customer servicing department. The Technology has now key role in policyholders servicing and provides better knowledge and expertise than agents. Companies are now offering new gate ways for renewal commissions like through internet banking, ATMs, ECS, Mobile banking, etc. It has reduced the dependency of policyholders on agents for timely renewal of existing policies. * Government is slowly removing the Income Tax rebates from insurance policies. It has already signaled the same and introduced few provisions in current budget by restricting the percentage of amount of premium with the sum assured of any policy. * Product Development and new innovative policies has changed the olden rules of the selling game. Merely begging for insurance or forcing a policy will not exist anymore. The 35 % commissioned policy selling dominance will be eroded. . * Insurance is Risk Cover or Investment is a matter of debate but common policyholder is now diverting to PURE Insurance products such as Term Insurance. The ULIP Story between IRDA and SEBI has focused on a need of domain insurance talent. * There is certainly reasonable improvement in policyholder’s awareness and knowledge about insurance. Government, IRDA and NGOs like FIBLI, insurance companies and related stake holders are concentrating on customer education, literacy and awareness about insurance products and services through advertisements, seminars, workshops, comics, e-literature, animated films, etc. * As Insurance need is vertical as well as horizontal, the insurance business is spreading across the country. Insurance companies are focusing and spreading network in rural markets as it has huge potential. Technological development is helping this drive of rural expansion. * Health Insurance and Bancassurance sectors will grow drastically. General Insurance Sector will also develop. In life Insurance Sector, Term Insurance Business will dominate. * In future, Online Insurance will have a key role in new business. * It will be difficult to get insurance claims in future. There will be huge scope for Claim consultants who will help people to get insurance claims. * Insurance sector will slowly dominate the economy and there will be overall developments in insurance sector. There will huge revenue generation form insurance business in India as well as outsourced insurance business from outside India. Employability Potential in Insurance Sector As insurance sector is growing with 20% rate, there will be a huge requirement of Insurance professionals in the country. * NSDC Report – National Skill Development Corporation has estimated the job creations of 2 Million persons in insurance and banking sector by 2021 in its latest report. * CII Report – The recent survey of Confederation of Indian Industries estimated that there is a need of @ 21 lakhs insurance educated employees by 2025. * ASSOCHEM Report on Insurance Sector – It has pointed out on employability potential in Insurance Sector in its latest report. The report has estimated manpower requirement to be 30 Lakhs by 2030. The job creation in insurance sector will be across the country as insurance business is spreading across the country. The innovative distribution channels will play a vital role in insurance penetration and of course, technology will be a great supportive tool for this development. The manpower is required across the country. Insurance companies, banks and financial services providers are focusing and spreading network in rural markets as it has huge potential. It will generate huge employability not only at Metro and urban areas but at semi urban and rural levels, too. At present there are 52 companies, 334 brokers, 1200 + banks, 29 TPAs, 2000 IT, ITES & BPO companies, 400 surveyor and other insurance services provider companies are working in India. The number will rise to double or triple in next 8 to 10 years. These companies will have offices across the country and will generate jobs across the country. Career Development Path in Insurance Sector Till IRDA, insurance career was dominated by selling activity. It is the assumed misconception that any career in insurance sector will have to be connected with selling of insurance products. The Insurance Agents and Development Officers community in the country has coloured insurance policy selling with either begging of insurance or forcing for insurance. The rebating in insurance premium has eroded insurance profession as under privileged one. After IRDA and entry of corporate insurance companies, the face of insurance career was always compared with the face of poor insurance agent. Career in Insurance was always neglected one and approach towards it was one of the ridiculous one. But the situation is now changing drastically. Career in Insurance is not merely a selling activity. Insurance Sector require domain technical knowledge. The employees with core insurance competency can only grow henceforth. After a decade of privatization, corporate companies have understood that insurance is not a FMCG product and one must possess technical skills and fundamental knowledge to exist & grow in this market. Servicing will be key for growth and for this, one require domain expertise. For new entrants, any graduation with specialized diploma in insurance domain like underwriting, claims, motor insurance, health insurance, bancassurance, reinsurance, liability insurance, aviation insurance, engineering insurance, agricultural insurance, marine insurance, etc will be helpful to enter in insurance sector. One has to improve his academic qualification and scope of skills by adding various diplomas from various streams of insurance. As one grows with experience, this academic excellence and expansion will improve his employibilty and scope of promotions and growth. For existing employees, one has to improve his academic position along with experience. Mere experience will not help beyond certain limit. As we expect 49 % FDI and steep increase in number of insurance companies, the existing employees will have clear advantage to grow. But for this, they must obtain domains skills and competency through academic enhancement. The present employee in insurance sector should focus on overall and multi dimensional development in his capacities, skill sets and academic qualifications. The candidate with multifaceted core skills will have better opportunities over general candidate. He should not limit himself only to underwriting or claims. He should always seek for more and more knowledge. One can select a sector of insurance like Life or general or health for developing his career path but he should be equipped with qualifications and skills of other sectors also. It will widen the scope of opportunities available to him. Salary Packages In Insurance Sector As per the present scenario in Insurance Sector, one may join insurance company at entry level with a annual package of @ Rs.1.2 lakh to 1.5 Lakh. He may be designated as Associate or Assistant. In 3-4 years, he may grow to higher position with a scale of Rs. 3 to 4 Lakhs if he has academic qualifications with experience. After 6-8 years after joining insurance, one may easily grow to annual package of 7 to 10 Lakhs. After 12 to 15 years, one may dream to annual package of Rs.15 to 20 Lakhs. Of course, this needs academic up gradation and continuous improvement of domain skills. This trend may continue for next 20 years as there is long term and inside outside country potential. The speed of career growth and expansion is smooth and fast in insurance sector than perhaps any other sector in the country. But it needs hard work, academic excellence and aggressive approach towards opportunities. I will share one practical example here. The employees who joined insurance sector in the newly entrant companies like Bajaj Allianz, HDFC, ICICI etc between 2001 to 2003 were drawing annual salary package of 1.5 to 2.5 lakhs. They are now grown to key positions in new companies after 8 to 10 years with annual packages of Rs.20 to 25 Lakhs. Some of them have even clinched packages of 40 to 50 Lakhs per annum. Skill Sets Requirements by Insurance Sector At present, man power requirements are basically skilled based. Employees with academic qualifications are encouraged for promotions. Fresher with academic qualification in insurance are preferred. At present, Insurance Companies recruit freshers and train them for 6 months or one year. But the attrition rate is so high that more than 42 % of new recruits leaves the company. Insurance companies are seriously concerned over the expenditure on training and the rate of turnout. They are looking for employees who have been already trained and having domain academic qualifications. Insurance Companies have found that domain knowledge will improve selling, servicing, operations and all other functions. New companies prefer persons with experience and academic qualifications. Skill sets required by the insurance sector are underwriting skills, claim handling skills, operational skills, servicing skills, risk assessment and classification skills, insurance product skills, distribution channel operating skills, coordination skills, IT skills with domain knowledge, insurance accountancy skills, etc.